The ability to bring-forward future year entitlements to make non-concessional contributions has been in place for many
Fact Find
Enjoy access to a wide selection of information and fact sheets relating to various aspects of SMSF admin and compliance.
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The ability to bring-forward future year entitlements to make non-concessional contributions has been in place for many
How to view your Transfer Balance Cap From 1 July 2017 a cap was introduced to limit
Indexing the Personal Transfer Balance Cap The General Transfer Balance Cap (GTBC) was introduced from 1 July
Insurance Premiums – To claim or not to claim a tax deduction There are strategic reasons why
Understanding Super Terminology An individual’s Transfer Balance Cap (TBC) and Total Superannuation Balance (TSB) are calculated differently
Contributing to super is a vital part of growing retirement savings. In recent years there have been
Electronic Signing Utilising eSigning for documents enables faster, easier, more convenient and secure processes. We have utilised
Valuations for Year End Reporting It is a legal requirement that all SMSFs record and report all
End of Financial Year Checklist SuperGuardian are pleased to provide you an End of Financial Year Checklist
Explanatory Document – Death Benefit Nomination Did you know that your superannuation is not part of your
Enduring Power of Attorney – Death Benefit Nomination All superannuation members should consider having in place an
Appointing SuperGuardian as your Tax Agent Self-Managed Superannuation Funds are required to use the Client-agent linking nomination
A deferred contribution allocation strategy, often referred to as contribution reserving, enables a member to bring forward
The concessional contribution cap is $30,000 from 1 July 2024. With the ability to carry forward unused
The non-concessional contributions cap is $120,000 from 1 July 2024, however the ability to contribute to super
Implications of Late Lodgement of your SMSF Annual Return The SMSF Annual Return is an important document
Unused Concessional Contributions Cap Carry Forward The standard concessional contribution cap, the limit for concessionally taxed employer
Borrowing in your SMSF Borrowing within a Self-Managed Superannuation Fund (SMSF) can be a useful strategy forinvesting
3 Ways to get into Property with a SMSF Investing in property through a Self-Managed Super Fund
Annual Trustee Plan It’s the New Year – time for new resolutions and planning the year ahead.
Division 296 Tax Discussion Paper The proposed $3 million superannuation tax introduced by the Australian Government aims
Who is LAB Group? LAB Group specializes in RegTech, offering digital workflow solutions to streamline complex
Watch this video to see step by step instructions how to appoint SuperGuardian as your Tax Agent.
Guide to Pensions in SMSFs When a member meets a condition of release, they become eligible to
Guide to Transition to Retirement Pensions in SMSFs When a member meets a condition of release, they
Transfer Balance Account Reporting From 1 July 2017, three inter-related concepts were introduced to Superannuation. • Transfer
SG Blog: 2023 – 2024 Federal Budget Update | $3 million super threshold confirmed As expected, the
SMSFs and the Age Pension Subject to satisfying eligibility requirements, self-funded retirees may qualify for Centrelink benefits
Timeline Changes in Super 2007-2021 LEGISLATIVE AND REGULATORY SMSF CHANGES 2007-2021 To read this fact sheet in
Non-arm’s length expenses – changing old habits Over time tax law has evolved to disincentives certain income
Deciding on your SMSF Trustee Deciding on the type of trustee which will be responsible for your
The benefits of a special purpose corporate trustee Deciding on the type of trustee which will be
SMSF Trustee Structure – What is the process to change it? The choice to have either individual
Six Member SMSFs The Treasury Laws Amendment (Self Managed Superannuation Funds) Bill 2020 received Royal Assent on
SMSF Residency SMSF’s must be ‘complying’ to ensure they attract the tax concessions they are known for.
Downsizer contributions and SMSFs Housing affordability has long been an issue in Australia. As part of the
First Home Super Saver Scheme The First Home Super Saver Scheme (FHSSS) was introduced by the government
Valuations for Year End Reporting (Trustees) It is a legal requirement that all SMSFs record and report
Valuations and SMSF Checklist for Year End Reporting (Advisers) As 30 June approaches there are a number
2021-22 Federal Budget Update The 2021/22 Federal Budget has been delivered and it’s reasonable to say that
Death and Incapacity – Who is in control of your SMSF? With many trustees citing ‘control’ as
Why is an Enduring Power of Attorney essential? We all recognize the need for a will when
Cryptocurrency Investments for SMSFs Cryptocurrency is a term used to describe digital assets used as a medium
5 Potential Errors When Running An SMSF While an SMSF offers a number of benefits and can
Top 10 Trustee Tips to Running a Successful SMSF With over 590,000 SMSFs controlling over $760 billion
Precious Metals – How to hold Gold and Silver in an SMSF There are different types of
Understanding SMSF Expenses SMSFs inevitably incur expenses during their operating life. It is important to understand that
Apportioning SMSF Expenses Where an SMSF has retirement phase pension accounts and accumulation accounts there may be
Unsegregated SMSFs and Actuarial Requirements As a rule, SMSFs can either use the segregated or unsegregated/proportionate method
Segregating Assets in SMSF SMSFs can use segregation to separate the assets of the fund for several
The winners and losers of an indexed transfer balance cap SG Blog: From 1 July 2021 the
Alternate Trustees for SMSFs It is generally well understood that each member of an SMSF must be
Work Test Exemption Depending on a member’s age, the work test is a key test to be
Reversionary Pensions A member’s estate planning objectives should be taken into account when commencing any new pension.
GST and SMSFs Goods and services tax (GST) is a tax of 10% on goods and services
Non-Arm’s Length Expenditure Over time tax law has evolved to disincentivise certain income from being diverted into
Keeping up with an ever changing contribution environment In the world of superannuation contributions, the maze between
Paying pensions – the importance of planning ahead Paying the minimum pension amount is a fundamental requirement
Retirement Phase Lump Sum Withdrawals Proper planning should be undertaken and consideration given to how personal withdrawals
SMSF and Estate Planning Considerations Much planning and effort is put into the establishment and growth stage
SMSF Windups The SuperGuardian team partnered with experts in the industry to discuss SMSF wind ups in
Insurance based deductions Self Managed Superannuation Funds (SMSFs) remain one of the most powerful retirement income and
UK Pension Schemes The relationship between Australian superannuation funds and UK pension schemes has been a complicated
Accessing Superannuation Benefits SMSF trustees cannot release a member’s preserved or restricted non-preserved benefits until the member
Two relatively recent Federal Court cases give the SMSF Industry plenty of food for thought with regards
The most significant impact to SMSF administration from all the changes introduced as part of the Government’s